Standard lens implants are monofocal, meaning they offer vision at one distance only (far, intermediate or near). With standard lens implant there is a very high likelihood that you will need glasses for most near-vision activities after surgery, even if you do not wear near-vision glasses before surgery.  These activities include such things as reading, shaving, reading your watch, and dialing a cell phone.  Medicare and most private insurance carriers will pay for most of your cataract surgery and the standard lens.  This is considered basic coverage if you have a cataract.